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A Solana Pay protocol flow in which a QR code or link encodes an HTTPS URL; when scanned, the wallet performs a GET request to discover metadata (label, icon) and then a POST request with the user's public key, receiving a base64-encoded partially-signed transaction that the wallet can inspect, sign, and submit. This dynamic model enables programmable commerce flows such as NFT minting, coupon redemption, and multi-step checkout because the merchant server constructs the transaction at request time rather than encoding it statically.