The act of taking a loan against deposited collateral in a lending protocol. Borrowers pay a variable interest rate that increases with pool utilization. The borrowed amount must stay below the maximum loan-to-value (LTV) ratio or the position becomes eligible for liquidation. Flash loans allow uncollateralized borrowing within a single transaction.
Empieza por la explicación más corta y útil antes de profundizar.
The act of taking a loan against deposited collateral in a lending protocol. Borrowers pay a variable interest rate that increases with pool utilization. The borrowed amount must stay below the maximum loan-to-value (LTV) ratio or the position becomes eligible for liquidation. Flash loans allow uncollateralized borrowing within a single transaction.
Usa primero la analogía corta para razonar mejor sobre el término cuando aparezca en código, docs o prompts.
Piensa en esto como una mecánica de mercado usada para poner precio, rutear o mover capital en apps de liquidez.
Ubica el término dentro de la capa de Solana en la que vive para razonar mejor sobre él.
AMMs, routing, liquidez, préstamos e infraestructura de trading.
Convierte el término de vocabulario en algo operacional para producto e ingeniería.
Este término desbloquea conceptos adyacentes rápido, así que funciona mejor cuando lo tratas como un punto de conexión y no como una definición aislada.
Usa este bloque compacto cuando quieras dar contexto sólido a un agente o asistente sin volcar toda la página.
Toma de Préstamo (borrowing) Categoría: DeFi Definición: The act of taking a loan against deposited collateral in a lending protocol. Borrowers pay a variable interest rate that increases with pool utilization. The borrowed amount must stay below the maximum loan-to-value (LTV) ratio or the position becomes eligible for liquidation. Flash loans allow uncollateralized borrowing within a single transaction. Relacionados: Préstamo, Colateral
Usa contexto del glosario, relaciones entre términos, modelos mentales y builder paths para recibir respuestas estructuradas en vez de output genérico.
Opcional: pega código Anchor, Solana o Rust para que el Copilot mapee primitivas de vuelta al glosario.
El Copilot responderá usando el término actual, conceptos relacionados, modelos mentales y el grafo alrededor del glosario.
Estas ramas muestran qué conceptos toca este término directamente y qué existe una capa más allá de ellos.
A DeFi protocol that enables users to deposit tokens to earn yield and borrow tokens against collateral. Key Solana lending protocols include Solend, MarginFi, Kamino, and Save (formerly Solend v2). Lending rates float based on utilization (borrowed/deposited). Deposits receive interest-bearing receipt tokens representing their share.
Assets deposited into a lending protocol to secure a loan. Each asset has a collateral factor (e.g., SOL at 80% means $100 of SOL supports $80 in borrows). If the collateral value drops below the maintenance threshold, the position is liquidated. Volatile assets have lower collateral factors than stablecoins.
Estos son los siguientes conceptos que vale la pena abrir si quieres que este término tenga más sentido dentro de un workflow real de Solana.
Las entradas del glosario se vuelven útiles cuando están conectadas. Estos enlaces son el camino más corto hacia ideas adyacentes.
A DeFi protocol that enables users to deposit tokens to earn yield and borrow tokens against collateral. Key Solana lending protocols include Solend, MarginFi, Kamino, and Save (formerly Solend v2). Lending rates float based on utilization (borrowed/deposited). Deposits receive interest-bearing receipt tokens representing their share.
Assets deposited into a lending protocol to secure a loan. Each asset has a collateral factor (e.g., SOL at 80% means $100 of SOL supports $80 in borrows). If the collateral value drops below the maintenance threshold, the position is liquidated. Volatile assets have lower collateral factors than stablecoins.
Estas entradas viven junto al término actual y ayudan a que la página se sienta parte de un grafo de conocimiento más amplio en lugar de un callejón sin salida.
A protocol that enables token swaps using algorithmic pricing against pooled liquidity instead of matching individual buyers and sellers. AMMs use mathematical formulas (typically constant product x*y=k) to determine prices based on the ratio of tokens in a liquidity pool. On Solana, major AMMs include Raydium, Orca, and Meteora.
An AMM design where liquidity providers concentrate their capital within specific price ranges instead of across the full 0-to-infinity range. CLMMs dramatically improve capital efficiency—LPs earn more fees per dollar deposited within their active range. If the price moves outside the range, the position becomes inactive. Orca Whirlpools and Raydium CLMM are leading implementations on Solana.
A smart-contract-held reserve of two or more tokens that enables trading via an AMM. Users deposit token pairs in specified ratios to become liquidity providers and earn trading fees. Pools are identified by their token pair and fee tier. Pool depth (total value locked) determines price impact for trades.
A token issued to liquidity providers representing their proportional share of a pool's reserves and accrued fees. LP tokens can be burned to withdraw the underlying assets. The value of LP tokens changes as the pool's token ratios shift and fees accumulate. LP tokens are often stakeable in yield farming programs for additional rewards.